Behind the Idea: Lorum

Global financial systems often depend on brittle, legacy processes where the incentives behind clearing are fundamentally misaligned. Seeking to realign these structures is Lorum, a specialist correspondent institution focused on providing predictable clearing, settlement, and treasury infrastructure for the modern financial world. George Davis, founder of Lorum Lorum provides direct access to local and major payment rails through a single API and ledger, issuing regulated, segregated custody accounts in the end customer’s name. By focusing exclusively on clearing and cash management—rather than lending or competing for deposits—the institution ensures that third-party funds move with certainty on a 100% reserved basis. George Davis, founder of Lorum, shares his journey from founding a machine learning company at 18 to building the operational backbone for global financial platforms. Tell us about your career path prior to starting your company I’ve spent my career across several regulated payments and financial technology businesses, starting with founding a machine learning company in London at 18. Later, I joined TrueLayer as head of product, where I led their payments expansion and saw first-hand how much the global financial system depends on brittle, legacy processes. Most recently, I co-founded BVNK as chief product officer, co-building an institutional payments business on stablecoin rails. That experience highlighted where existing clearing and settlement frameworks were holding the industry back, which ultimately led to the creation of Lorum. Tell us more about your company and its offering Lorum is a specialist correspondent institution focused on clearing, settlement, and treasury infrastructure. We provide…

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